Our Loan Services
From R10,000 to R10 Million
Tailored financial solutions for every need — personal, business, consolidation, emergency, and more. Simple, transparent, and fast.
Find the right loan for you
Explore our range of flexible loan options designed to meet your unique financial goals.
Personal Loans
Unsecured loans for any purpose — from debt consolidation to home improvements. Competitive rates, quick approval.
- R10,000 – R500,000
- Flexible terms 12–72 months
- No collateral required
Home Loans
Secure your dream home with competitive interest rates and flexible repayment terms up to 25 years.
- Up to R10 Million
- Fixed or variable rates
- Fast pre-approval
Auto Loans
Drive away with your dream car. Affordable financing for new and used vehicles with instant decisions.
- R30,000 – R1,000,000
- Terms up to 72 months
- Competitive APR
Emergency Loans
Fast funding when you need it most. Medical bills, urgent repairs, or unexpected expenses — same-day approval.
- R10,000 – R250,000
- Same-day payout
- Minimal paperwork
Credit Card Consolidation
Combine multiple credit card debts into one manageable monthly payment with lower interest rates.
- Reduce monthly payments
- Improve credit score
- Single fixed rate
Debit Consolidation Loans
Simplify your finances by consolidating store cards, overdrafts, and other debit obligations.
- One affordable instalment
- Lower interest rates
- Free up cash flow
Student Loans
Invest in your future with affordable education financing. Cover tuition, books, and living expenses.
- R10,000 – R300,000
- Grace period options
- Competitive student rates
Medical Loans
Cover medical procedures, dental work, or elective surgeries with flexible repayment plans.
- R20,000 – R500,000
- Fast disbursement
- No upfront fees
Why South Africans trust Sketz Finance
We’re committed to transparent lending, fast decisions, and putting your financial well-being first.
Sketz Finance is an online loan broker and not a lender. We work with NCR-licensed lenders in South Africa. Borrow between R10,000 – R10,000,000. Terms and conditions apply.
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